function dozent_get_withdraw_method_by_user( $user_id = 0 ) {
		$user_id = dozent_get_user_id( $user_id );

		$account = get_user_meta( $user_id, '_dozent_withdraw_method_data', true );
		if ( $account ) {
			return maybe_unserialize( $account );
		}

		return false;
	}